
Aureus Gradatim Intelligence
Aureus Analytics India Private Limited is a subsidiary of Gradatim, a leading provider of flexible core policy administration platforms for insurance companies and pension providers.
www.gradatim.co.in
Working with leading Insurers







Comprehensive Analytics Platform for Insurer's Worldwide

Reimagining Insurance Through Intelligence
Empower your business with predictive insights that anticipate customer behavior, identify early claims, and drive proactive engagement — improving retention, risk management, and profitability.
Aureus Gradatim Intelligence empowers insurers worldwide with AI-driven analytics that transform data into decisive action.
Aureus Gradatim Intelligence platform enhances operational efficiency through predictive insights — anticipating customer behavior, enabling proactive engagement, and identifying early claim indicators to mitigate risk.
By assessing renewal propensity and uncovering cross-sell and up-sell opportunities, we help insurers strengthen retention, elevate customer value, and accelerate profitability.

Use Cases
Real-World Applications of Aureus Gradatim Intelligence
Early claims prediction analytical model
Early Claims Prediction Analytical Model uses advanced AI algorithms to analyze historical data and predict potential claims before they occur, enabling insurers to take proactive measures and reduce loss exposure.
Renewal propensity prediction models
Renewal Propensity Prediction Models leverage customer data and behavioral insights to predict the likelihood of policy renewals, helping insurers target retention efforts and improve customer loyalty.
Cross-sell / up-sell propensity prediction
Cross-sell/Up-sell Propensity Prediction uses customer behavior and data insights to identify opportunities for offering additional products, boosting revenue and enhancing customer satisfaction.
Creation of Custid and Household ID (HHID)
Creation of CustID and Household ID (HHID) involves generating unique identifiers for individual customers and their households, enabling seamless data aggregation and personalized service across insurance products.
Fraud prediction
models
Insurance Fraud Prediction Models use advanced data analytics and AI to identify suspicious patterns and behaviors, helping insurers detect and prevent fraudulent claims before they occur.
Persistency, Surrender predictive model
Persistency and Surrender Predictive Model analyzes customer behavior and policy data to forecast policy renewals and identify potential lapses or surrenders, helping insurers improve retention and reduce churn.
Predict Customer Behavior
Aureus Gradatim Intelligence analyzes vast amounts of data to predict customer actions, helping insurers understand buying patterns, identify at-risk clients, and personalize offerings for better engagement.
Optimize Claims and Risk Management
With advanced predictive analytics, Aureus Gradatim Intelligence forecasts early claims and assesses risk profiles, enabling proactive decision-making and improved claims management.
Drive Growth Through Cross-Selling & Up-Selling
Aureus Gradatim Intelligence identifies opportunities for cross-selling and up-selling, helping insurers increase revenue by targeting the right products to the right customers at the right time.

Data-driven Insights
Aureus Gradatim Intelligence harnesses the power of vast datasets to uncover valuable insights that can transform the way insurance companies operate. By analyzing historical data, customer behavior, market trends, and environmental factors, Aureus provides insurers with a clearer understanding of potential risks and emerging patterns.
Trend Prediction
Aureus Gradatim Intelligence uses advanced machine learning algorithms to analyze large volumes of data in real time, allowing it to identify evolving trends across various insurance sectors. Whether it's shifts in customer preferences, changes in claim frequencies, or market dynamics, Aureus Gradatim Intelligence offers actionable insights that help insurers stay ahead of the curve. This enables businesses to proactively adjust their strategies, stay competitive, and optimize their portfolios.
Risk Forecasting
By leveraging predictive analytics, Aureus Gradatim Intelligence accurately assesses risk levels by evaluating multiple data points, from past claims to external factors like economic conditions and social behaviors. This allows insurers to identify high-risk segments before they escalate, improving underwriting accuracy and reducing the likelihood of losses. Additionally, it can help insurers better allocate resources to prevent claims before they occur, leading to better customer outcomes and optimized costs.

A
How we do it
Artificial intelligence powered analytics
Supervised & Unsupervised Machine learning.
Analysis of structured & unstructured data.
Natural language processing & natural language generation.
Data integration across various applications.
Models delivered via API end-points.
B
The Science inside
AI and Machine learning.
Deep Neural Networks.
Natural Language Processing.
Natural Language Generation.
Big Data Processing.
Intuitive Visualization.
Real-time Deployment.
Language Modeling.
C
What is delivered
Increase customer retention.
Improve Cross-sell and Up-sell.
Predict Customer behavior.
Predict early claims possibilities.
Predict policy renewal possibilities.
Identify and reduce Claim Fraud.
Automate manual processes.
D
Features
Policy holder Analytics view.
Real-time prediction of cross-sell & up-sell opportunities.
Predict customer churn.
Analysis of insurance business performance in real-time.
Integrated with Policy administration platform.
E
Solutions
Propensity predictive models for policy holders.
Product recommendation for prospects.
Early claim risk predictions.
Fraud predictions for early claims.
Lapse revival predictions.
Customer house holding.
Built by Data Science experts & Insurance experts
for Insurance Companies
Harness the power of Aureus Gradatim Intelligence to predict trends, assess risks, and optimize customer outcomes. With advanced models for claims prediction, renewal propensity, fraud detection, and more, you can stay ahead of the competition, improve efficiency, and enhance profitability.
Adopted by Leading Insurance Companies, Aureus Gradatim Intelligence is Integral to Strategic Decision-Making. Our advanced AI tools are embedded in key business processes, driving smarter, data-informed decisions across all implementations and empowering insurers to stay ahead of the curve.

